Shared ground
These closing lines gather three settled claims, each introduced by “we know”: (1) new birth changes a person’s relationship to sin and includes real protection from the evil one (v.18), (2) believers belong to God while “the whole world” is described as under the evil one’s power (v.19), and (3) the Son’s coming gives understanding to know and be “in” the true One (v.20). The final sentence then adds a short safeguard: avoid idols (v.21).
The passage speaks in strong contrasts (of God / under the evil one; true / idols). It frames Christian identity and security as grounded in God’s action—especially the Son’s coming—rather than in private insight.
Where interpretation differs
“Whoever is born of God does not sin” (v.18). Some read this as stating that a person born of God does not commit sin at all. Others read it as saying the person does not keep living in sin as a settled pattern or under sin’s control.
“He who was born of God keeps…” (v.18). Some take this as the believer “keeping himself” (active vigilance). Others take it as God’s Son guarding the believer (divine protection as the main actor).
“The whole world lies in the power of the evil one” (v.19). Some understand “world” as all people outside the believing community. Others hear “world” more as the present order in rebellion against God (a realm with real influence), without making a final claim about each individual.
“This is the true God and eternal life” (v.20). Some say “this” points to Jesus Christ named just before, identifying him as the true God and the source of eternal life. Others say “this” points to the Father (“him who is true”), with Jesus as the one through whom believers are brought into that true God.
Why the disagreement exists
The disagreements arise because several phrases can be read in more than one grammatical way (“keeps himself” vs “keeps him”), and because John often uses absolute-sounding statements to describe what is true in principle or in a characteristic way (“does not sin”). In v.20, the nearest-noun reading points to Jesus, but the repeated language about “him who is true” points to the Father; the wording can plausibly be taken either way.
What this passage clearly contributes
Explicitly, the text claims that new birth and belonging to God are real and knowable realities (vv.18–19), that the evil one’s reach is limited with respect to the protected person (v.18) and yet broad with respect to “the world” (v.19), and that true knowledge of God comes from the Son’s coming and his gift of understanding (v.20). It also clearly ends by treating idolatry as a live threat—something that can compete with the “true” God revealed through the Son (v.21). The passage therefore closes 1 John by tying together identity (“of God”), security (the evil one cannot decisively “touch”), truth (“him who is true”), and loyalty (idols as the rival).